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◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.
PrivateBaccalaureate/Associate's CollegeQuestionable
Is Philander Smith University Worth It?
Little Rock, AR · Midsize city · 751 students · Source: U.S. Dept. of Education College Scorecard
Philander Smith University is a Baccalaureate/Associate's College located in midsize city in Little Rock, AR. It enrolls approximately 751 students. 30% of students graduate within 4 years — low, which is a red flag worth researching before enrolling. Median earnings of $38,427 vs. $24,736 in median debt means a typical graduate needs about 8 months of income to clear their loans.
Avg Net Price / Year
$14,224
Median Debt at Graduation
$24,736
Median Earnings (10yr)
$38,427
4-yr Grad Rate
30%
Tuition (In-State)
$13,014
Tuition (Out-of-State)
$13,014
⚠️ At this debt load, graduates need ~8 months of full earnings just to pay off student loans.
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