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◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.
PrivateLiberal Arts CollegeDebt Trap
Is Martin University Worth It?
Indianapolis, IN · Large city · 150 students · Source: U.S. Dept. of Education College Scorecard
Martin University is a Liberal Arts College located in large city in Indianapolis, IN. It enrolls approximately 150 students. 0% of students graduate within 4 years — low, which is a red flag worth researching before enrolling. The numbers are rough: $42,002 median debt against $22,544 median earnings means a typical graduate spends over 22 months of income repaying loans. That's a serious financial commitment.
Avg Net Price / Year
$18,114
Median Debt at Graduation
$42,002
Median Earnings (10yr)
$22,544
4-yr Grad Rate
0%
Tuition (In-State)
$13,200
Tuition (Out-of-State)
$13,200
⚠️ At this debt load, graduates need ~22 months of full earnings just to pay off student loans. That qualifies as a serious debt trap.
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