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◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.◆Student loan debt hits $1.77 TRILLION — up $2,800 every second◆Plumbers now out-earn most college graduates in 32 states◆Gen Z chooses trades over tuition at record rates in 2025◆53% of recent college graduates are underemployed◆Electricians in NYC average $115,000/year with NO degree◆HVAC techs earning more than nurses in 16 states◆Welders in Texas making $95/hour — shortage now critical◆The college premium is shrinking. The debt is not.
PrivateLiberal Arts CollegeDebt Trap
Is Humphreys University-Stockton and Modesto Campuses Worth It?
Stockton, CA · Large city · 149 students · Source: U.S. Dept. of Education College Scorecard
Humphreys University-Stockton and Modesto Campuses is a Liberal Arts College located in large city in Stockton, CA. It enrolls approximately 149 students. 62% of students graduate within 4 years — solid. Median earnings of $39,248 vs. $35,500 in median debt means a typical graduate needs about 11 months of income to clear their loans.
Avg Net Price / Year
$5,524
Median Debt at Graduation
$35,500
Median Earnings (10yr)
$39,248
4-yr Grad Rate
62%
Tuition (In-State)
$13,500
Tuition (Out-of-State)
$13,500
⚠️ At this debt load, graduates need ~11 months of full earnings just to pay off student loans. That qualifies as a serious debt trap.
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